Emily Freitas
Loan Originator
NMLS #2009712
emily.freitas@bancorp.com
Cell: 315-317-5331

Branch information
1000 O’Malley Road, Ste. 202B
Anchorage, AK 99515
Branch NMLS: 1859378
Alaska License No: AK210853
CA License No: 41DBO-98276

Your trusted Mortgage Team

I understand that purchasing your first home can be intimidating. Having Residential Bancorp on your side will make all the difference. Why learn by trial and error? You have a friend in the business! I will guide you through the process step by step. Let me make this dream a reality for you. Homeownership is a lifetime commitment and I will be there for you every step of the way.

I guide all of my clients smoothly through their transactions, and I get a great deal of satisfaction knowing that I helped someone make their dreams come true. I can help you as well. All of my clients are special to me. Because we have to work very closely throughout the process, a special bond is usually developed that remains even after the transaction is closed.

Apply online today!

BY PROCEEDING WITH THIS WEBSITE, I UNDERSTAND AND AUTHORIZE RESIDENTIAL BANCORP TO PULL MY CREDIT. In accordance with Section 326 of the USA Patriot Act of 2001, Residential Bancorp NMLS ID: 210853 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.
I acknowledge this is not a formal application, under the Real Estate Settlement Procedures Act, or a commitment to lend. Your loan officer will contact you to complete your application and determine which products may best suite your financial needs. Final loan approval will be subject to a complete application, complete sales contract when you find a home (purchase transactions only), a property appraisal, determination by the lender that the property meets underwriting and commitment conditions, and a verification of your income, employment, assets, credit history and any other information necessary in compliance with lender’s underwriting guidelines. If you supplied your social security number in the Pre-application, you are permitting the lender to order a credit report in connection with your request for credit. All loan programs, terms and interest rates are subject to change and/or discontinuance without advance notice.
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  • FHA Loans
  • VA Loans
  • FNMA / FHLMC Conventional
  • 203K Limited
  • USDA Guaranteed Rural Housing
  • City of Los Angeles Downpayment assistance
  • HUD Repair Escrow
  • Good Neighbor
  • FHA Streamline
  • NO FICO Underwriting FHA
  • DU REFI Plus
  • Manual Underwriting
  • Home Equity Line of Credit
  • CALHFA ZIP
  • Mortgage Credit Certificate
  • GFSA Platinum
  • Manufactured Housing
  • JUMBO Loans
  • Home Ready
  • … and many more
©2020 Residential Bancorp – Corporate NMLS ID #210853 located at 5686 Dressler Road, NW, Canton, OH 44720. All rights reserved. | Doing business in the State of Alaska as Resban, Inc., A Mortgage Company not a Federally Chartered or State Chartered Bank, Licensed by the Division of Banking and Securities. For all licenses, visit http://www.nmlsconsumeraccess.org/. Residential Bancorp strives for compliance with all applicable state laws and federal regulations pertaining to mortgage lending, advertising, and marketing laws. THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change and/or discontinuance without advance notice. Equal Housing Opportunity.